**Bradley Milsaps, Head of Investor Relations**
Thank you, Betsy, and good morning, everyone. Welcome to Truist’s Third Quarter 2025 Earnings Call.
With us today are our Chairman and CEO, Bill Rogers; our CFO, Mike Maguire; our Chief Risk Officer, Brad Bender; as well as other members of the Truist senior management team.
During this morning’s call, they will discuss Truist’s third quarter results, share their perspectives on current business conditions, and provide an updated outlook for the remainder of 2025.
The accompanying presentation, as well as our earnings release and supplemental financial information, are available on the Truist Investor Relations website at [ir.truist.com](https://ir.truist.com).
Our presentation today will include forward-looking statements and certain non-GAAP financial measures. Please review the disclosures on Slides 2 and 3 of the presentation regarding these statements and measures, as well as the appendix for appropriate reconciliations to GAAP.
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